Association of Mortgage Intermediaries

Member Area

Welcome to The Association of Mortgage Intermediaries
The Voice of the Broker

The Association of Mortgage Intermediaries (AMI) is the trade association that represents the views and interests of UK mortgage brokers involved in the generation of mortgage business via professional financial intermediaries. We work with government, regulators and policymakers to ensure the mortgage industry meets the highest standards.

The AMI team recently sat down with Andrew Montlake (@Montysblog) to discuss what we do day-to-day, talk about our friends at the FCA, and what is on our agenda in terms of the Cheapest Mortgage Rule and Mortgage Prisoners.

We also discuss diversity in the mortgage industry, broker panel removals, and a passionate debate around Claims Management Companies.

Our Role

AMI is a non-commercial, not-for-profit trade body. We exist to campaign for light touch and relevant, proportionate regulation and work for a positive market for Mortgage Intermediaries.

Our Objectives

It is AMI’s objective to play a critical but constructive role within the mortgage regulation process – offering insights from the ‘front line’ of the intermediary mortgage market.

Benefits of Membership

Keep abreast of matters affecting the industry, gain access to the confidential member-only section of our website, and contribute to AMI’s influence on policy and representation.

Our Influence

AMI has a strong lobbying voice which enables us to progress and promote ideas at a government level. We encourage sound thinking in the industry and drive for action.

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News (Members Only)

Protection survey – Sept 20
AMI has requested the market research company Opinium Research LLP to undertake a major piece of work looking at both consumer and intermediary views of the protection market…

FCA introduces paper admin fee – Aug 20
FCA has introduced a £50 admin fee for firms that require paper invoices sent by post…

FCA insurance guidance – Aug 20
On 11 August the FCA issued finalised guidance for insurance and premium finance firms when dealing with customers in financial difficulty due to coronavirus …





Fighting for justice

Regular readers and those who have heard me speak know that I am often less than impressed by the way the FCA operates.  This time I am far from alone…

Loose ends – stormy waters ahead

I am becoming concerned about what next February and March might feel like.  As the existing Help to Buy scheme ends, pressure will escalate…

Not a sin of the past

As the number of Data Subject Access Requests channelled through lawyers and claims managers to intermediary firms, where the consumer had an interest only mortgage, sails towards 5,000 there are huge impacts on firms…