AMI Warns: FCA Mortgage Review Risks Undermining Consumer Protection

AMI has concerns that the proposed changes outlined in the Mortgage Review could weaken consumer protection and undermine the principles of Consumer Duty...

Working in Mortgages – a new Charter and a call for volunteers

After three years of great success, Working in Mortgages (WIM), has pressed the reset button but this isn’t about a refresh - it’s a redefinition...

Your April ’25 update from AMI Chief Executive Stephanie Charman

This month, AMI Chief Executive Stephanie Charman discusses the Mortgage Rule Review, Protection Market Study, FCA Fees & Levies and ongoing AMI work...

FCA fees and levies 2025/26 – what’s the impact on our sector?

Whilst some press headlines have focused on the FCA cutting fees, it is important to consider the key components to understand the bigger picture...

Your March ’25 update from AMI Chief Executive Stephanie Charman

AMI Chief Executive Stephanie Charman summarises a hectic March, with FCA updates and ongoing AMI work...

AMI Warns: FCA Mortgage Review Risks Undermining Consumer Protection

AMI has concerns that the proposed changes outlined in the Mortgage Review could weaken consumer protection and undermine the principles of Consumer Duty...

Working in Mortgages – a new Charter and a call for volunteers

After three years of great success, Working in Mortgages (WIM), has pressed the reset button but this isn’t about a refresh - it’s a redefinition...

Your April ’25 update from AMI Chief Executive Stephanie Charman

This month, AMI Chief Executive Stephanie Charman discusses the Mortgage Rule Review, Protection Market Study, FCA Fees & Levies and ongoing AMI work...

FCA fees and levies 2025/26 – what’s the impact on our sector?

Whilst some press headlines have focused on the FCA cutting fees, it is important to consider the key components to understand the bigger picture...

Your March ’25 update from AMI Chief Executive Stephanie Charman

AMI Chief Executive Stephanie Charman summarises a hectic March, with FCA updates and ongoing AMI work...

AMI: A New Chapter

AMI’s Head of Policy Stacy Penn sits down with former Chief Exec Robert Sinclair and new Chief Exec Steph Charman to look back at over a decade of AMI and discuss what the future holds for the organisation under new leadership. They discuss:

  • What Robert views as his biggest ‘win’ and biggest regret whilst at AMI.
  • What’s next for Robert.
  • Steph’s career history and why she wanted the role of AMI Chief Exec.
  • The challenges facing mortgage intermediaries over the next 12 months.
  • Steph’s priorities for AMI.
  • What the change in leadership means for our members.

The Association of Mortgage Intermediaries

The voice of the broker

The Association of Mortgage Intermediaries (AMI) is an inspiring trade association that advocates for the interests of mortgage intermediaries and associated businesses in the UK. With the aim of upholding the highest professional standards, AMI champions the value of professional mortgage advice and the intermediary sector.

We work tirelessly towards ensuring fair regulation and a sustainable mortgage market to benefit both mortgage intermediaries and consumers. AMI provides a range of benefits to its member firms such as access to regulatory advice, updates on industry news and events, and representation with regulatory bodies and government initiatives.

By continuously striving to improve standards within the sector, AMI underscores the significance of mortgage intermediaries' roles in helping consumers find the most appropriate mortgage deals for their needs.

Find out all there is to know about AMI

What we do

AMI is here to protect and promote the commercial interests of its members firms. The core role is to lobby and campaign on behalf of the intermediary and ensure you are aware of change that is coming.

Our influence

We work closely with many groups to ensure a strong understanding of the mortgage Intermediary profession and to positively promote the need for intermediaries in the provision of mortgage and general insurance advice.

Our supporters

These companies have declared their commitment to the mortgage intermediary sector and acknowledge the importance of AMI members in the provision of mortgage advice.

Membership

Over 80% of UK mortgage brokers belong to AMI. Membership covers all types of firms from the largest networks through to sole practitioners. We have relationships with broker firms across the country – find out more and apply to join us today!

Meet the team

Stephanie Charman

Chief Executive

Andrew Montlake (Monty)

Chairman

Stacy Penn

Head of Policy

Rachel Edwards

Senior Policy Adviser

Sabrina Grassler

Senior Policy Adviser

Claire Dolan

Administrator/Website Manager

We couldn't serve our members and the industry the way we do without the support of our fantastic Board members - you can find them here!

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Consumer Duty

The AMI team have worked extremely hard over the last year to help our members understand, and stay ahead of, the new Consumer Duty requirements…

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Membership

AMI provides a voice for mortgage and protection intermediaries in the UK. Over 80% of UK mortgage brokers belong to AMI – find out more about membership now…

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Our other websites

Working in Mortgages

AMI is proud to announce the launch of WorkinginMortgages.org.uk, a not-for-profit website focussed on developing Diversity and Inclusion (D&I) in the mortgage industry, offering a host of resources on career development, codes of conduct, leadership and more. It is brought to you by AMI in collaboration with the Intermediary Mortgage Lenders Association (IMLA), and co-developed by volunteers working throughout the industry to help deliver a more inclusive environment.
www.workinginmortgages.org.uk

Green Mortgage Advice

We have created this website to serve as a knowledge base for the mortgage broker community on green home finance and the net zero agenda. It seeks to help brokers and other mortgage professionals understand the opportunities and challenges our industry faces as we navigate the green transition. It is primarily aimed at mortgage intermediaries and those working in the sector – but is open to anyone with a professional interest in green home finance.
www.greenmortgageadvice.uk

© 2025 Association of Mortgage Intermediaries Limited.

AMI is the trading name of The Association of Mortgage Intermediaries Limited which is a company limited by guarantee, registered in England and Wales under the Companies Acts with number 7982341. Our registered address is Celixir House, Stratford Business & Technology Park, Innovation Way, Banbury Road, Stratford-upon-Avon, Warwickshire, CV37 7GZ.

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