FCA fee rates 2015/16

BY IN FCA, Newsflash On 27th April 2015

In response to the FCA’s consultation on its 2015/16 fee rates, AMI has issued a joint letter with the Association of Professional Financial Advisers urging for the FCA’s disproportionate fee increase to be reviewed. The letter has been sent to [...]

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APR 2015 – How will the withdrawal of certain transitionals impact consumers?

BY IN Article On 27th April 2015

Will the withdrawal of the transitional rules for remortgage borrowers switching lenders make any real difference to consumers or the level of business which this allowance facilitated, given the reluctance of lenders to use the rules? It has been a [...]

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APR 2015 – Should lenders implement MCD early?

BY IN Article On 27th April 2015

With another set of new rules just published (FCA’s implementation of the MCD), should lenders implement early or leave implementation until next March? Under MMR we saw some lenders implement quietly and early and others leave changes until the last [...]

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APR 2015 – The new seconds market

BY IN Article On 27th April 2015

The second charge market has probably never had more support from the world of first mortgages.  Back in the day when seconds were a £6bn industry, customers were being sourced directly from Ocean TV, a mass of press advertising and [...]

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APR 2015 – Not helping ourselves

BY IN Article On 27th April 2015

Recent weeks have seen the FCA issue a series of documents, which continue to challenge how well the lending sector is performing and the intention to direct significant FCA resource at banks and mortgage lenders in particular.  This started with [...]

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APR 2015 – Now is the time for remo

BY IN Article On 27th April 2015

One of the near certainties as the General Election gets nearer is that it will be a close-run thing.  A new coalition looks less likely with confidence and supply agreements being the order of the day.  Should this arise, the [...]

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APR 2015 – Fees at any price

BY IN Article On 27th April 2015

At a time when inflation is running at 0% and wages are increasing at less than 2% it takes a special type of organisation to propose increasing its costs by 8.5%, when many of its customers are struggling to make [...]

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APR

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