BY AMI IN Article On 21st August 2015

There is no such thing as a free lunch is a phrase often quoted, and I consider that free legals and valuations offers from some lenders fall into that same pot. As firms of all types compete to win business, [...]

3 years ago / Comments Off on Aug 15 – “Are free legals and valuations a good idea?”

BY AMI IN Article On 21st August 2015

The National Crime Agency and our Prime Minister are suddenly concerned that the UK has become the natural home for a lot of money which might not be entirely honestly gained. The influx of this cash from overseas into London [...]

3 years ago / Comments Off on Aug 15 – Property Hotspots

BY AMI IN Article On 21st August 2015

Those on the receiving end of FCA fee bills will now know how much the FSCS levy for mistakes in the Pensions market is costing them. With huge increases in the total fee bill, it is the Life and Pensions [...]

3 years ago / Comments Off on Aug 15 – FSCS Levies

BY AMI IN Article On 3rd August 2015

The FCA post-MMR thematic sets out a number of areas of concern.  All firms will need to read the full text and consider what changes they need to make to their sales processes, quality checking and also the training and [...]

3 years ago / Comments Off on July 15 – Advice and Distribution

BY AMI IN Article On 3rd August 2015

With the arrival of the Apple watch, the digital revolution marches on.  Even if Google glasses did not quite match expectations, this is a case of the product solution being too early in their evolution to be accepted.  Technology is [...]

3 years ago / Comments Off on July 15 – The technology revolution

BY AMI IN Article On 3rd August 2015

The deep industry debate on procuration fees has 4 dimensions.  What we must all remember however is that these are commercial arrangements between firms and must be left in that competitive space.  It is important that individual lenders and intermediaries [...]

3 years ago / Comments Off on July 15 – Proc fees: the only way is up!

BY AMI IN Article On 3rd August 2015

The UK economy continues to look positive following George Osborne’s second budget of 2015.  Economic growth is predicted to continue in the positive, within a range of 2.5% to 3.0% per annum for the near term. This is a strong [...]

3 years ago / Comments Off on July 15 – Onward and Upwards