Any broker or firm that has not read the AMI or FCA publications on the Mortgage Credit Directive needs to start looking at these now. All firms need to make decisions about whether they will be offering second charge mortgages as part of their service and if they are interested in consumer buy-to-let business. All […]
The mortgage market is going from strength to strength at the moment with remortgage volumes picking up well. This is off the back of both extremely attractive rates being offered by lenders and a general fear being expressed in the popular press that we are getting close to a rise in bank base rate. Whilst […]
It is now perceived wisdom that the only way for interest rates is up. This is despite the original Bank of England policy that QE would be unwound before increasing base rates. That assurance has been quietly dropped. The issue for most banks and building societies is what action they should take. It has to […]
The Financial Advice Market Review under the joint stewardship of Treasury and FCA has been given both a wide scope and a compressed timescale to report. When compared to the lengthy consideration and construction periods given to both the RDR and MMR, this is lightning quick. Because of this the project team, the expert advisory […]