December 16 – Equity Release – not a universal panacea

BY IN Article On 12th December 2016

The world of equity release is evolving.  With a new record lending total of £1.58bn to the end of Q3 in 2016, against a full year number of £1.71b in 2015, it looks likely that we will top £2bn for [...]

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December 16 – Ensuring the best of advice

BY IN Article On 12th December 2016

A new debate has been added to the mortgage landscape recently.  The volume of product transfer business being done directly by lenders is not included in Product Sales Data provided to the FCA and is not part of any statistics [...]

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December 16 – Debt consolidation

BY IN Article On 12th December 2016

AMI continues to have discussions with the FCA on debt consolidation around its expectations of firms. We have subsequently provided guidance for our members. A recent workshop highlighted the importance of record keeping as intermediaries and lenders need to be [...]

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December 16 – FSCS supplementary levy

BY IN Newsflash On 2nd December 2016

The Financial Services Compensation Scheme has today (1 December) issued its half year outlook report. This sets out the FSCS’s intention to ask the industry for further funds in addition to the usual annual levy. This will be invoiced late [...]

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November 16 – The potential for read across

BY IN Article On 14th November 2016

There has been recent focus on the general insurance market with the FCA demanding changes to the renewal process in order to encourage customers to shop around.  From next year increased disclosure will be required from insurers and intermediaries to [...]

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November 16 – Bring me a fairer tax system

BY IN Article On 14th November 2016

The last year has seen an onslaught against the private rental sector landlord.  There was broad consensus at the end of 2015 between government, the Financial Policy Committee and the Bank of England that steam should be taken out of [...]

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November 16 – Elections to the Board of the Association of Mortgage Intermediaries

BY IN Newsflash On 2nd November 2016

As part of being an open and transparent body, which is fully representative of its members and their interests, the period for nominations for certain Board positions has been opened. These are part of the process where all Board positions [...]

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October 16 – Fishing for profit

BY IN Article On 17th October 2016

The challenges facing the larger mortgage lenders could not be more intense. With house prices coming off their peak in London, the start of the withdrawal of Help to Buy, more new entrants and larger players like HSBC and TSB [...]

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October 2016 – Need for Advice

BY IN Article On 13th October 2016

The Mortgage Market Review rightly recognised the need to establish, through advice, not what the customer thinks they want but what they genuinely need, as being a core cornerstone of the future market.  The move from the pre-MMR position of [...]

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October 2016 – Open Season

BY IN Article On 13th October 2016

The political and regulatory agenda shows no signs of slowing down.  With Theresa May now setting out her vision for her new government, the core promise was that a new United Kingdom with renewed sovereign powers would have a government [...]

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