Archive by Category: Article

Feb 19 – Realtek

BY IN Article On 13th February 2019

I have been listening intently to where we, as an industry, are on the technology journey with a wide range of firms investing in the future of how intermediaries interact with consumers and lenders.  Firstly, we have the traditional broking [...]

3 days ago / Comments Off on Feb 19 – Realtek

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Feb 19 – Fair recruitment

BY IN Article On 13th February 2019

I’ve heard a firm say that equality and diversity isn’t an issue because they ‘hire the best people for the job’.  This narrow view doesn’t recognise that if a firm does not put equality and diversity at the heart of [...]

3 days ago / Comments Off on Feb 19 – Fair recruitment

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Jan 19 – Culture

BY IN Article On 18th January 2019

Culture in financial services has become a priority for both the PRA and FCA as well as government and select committees.  It is recognised that culture is a key root cause of major conduct failings that have occurred within the [...]

4 weeks ago / Comments Off on Jan 19 – Culture

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Jan 19 – The tide of debt

BY IN Article On 16th January 2019

The recently published Sector Views from the Financial Conduct Authority sets out the evolving landscape of our mortgage market.  With 13.5million mortgage accounts outstanding and balances reaching almost £1.4trillion, this is a significant part of the UK economy.  Of particular [...]

1 month ago / Comments Off on Jan 19 – The tide of debt

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Jan 19 – FCA waves its magic wand

BY IN Article On 16th January 2019

For many years AMI has been challenging lenders, the regulator and government to look more carefully at the issues facing what we saw as a significant population of mortgage prisoners.  These were individuals who appeared to be able to meet [...]

1 month ago / Comments Off on Jan 19 – FCA waves its magic wand

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Dec 18 – Digital downsides

BY IN Article On 14th December 2018

In this digital age it can feel like there is not only an individual pressure to keep up to date with tech but to also commercially stay ahead of the game with a fear of losing out to competitors.  But [...]

2 months ago / Comments Off on Dec 18 – Digital downsides

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Dec 18 – Another year rolls by

BY IN Article On 14th December 2018

As we come to the end of another year, it is appropriate to reflect on another great period for intermediaries.  We have continued to deliver great support and service for UK consumers who are looking for a mortgage to support [...]

2 months ago / Comments Off on Dec 18 – Another year rolls by

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Nov 18 – The future of our regulator

BY IN Article On 16th November 2018

With certain world leaders shifting societies backwards, it can at times feel like we have a bleak future ahead.  I wonder if our regulator is moving the industry in a similarly ominous direction. When the FSA split to be come [...]

3 months ago / Comments Off on Nov 18 – The future of our regulator

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Nov 18 – Escaping Leasehold

BY IN Article On 16th November 2018

Over the last few years many people inadvertently bought houses with a leasehold tenure.  Too many of these had escalation causes which severely impact the current and future value of the property.  It is positive that government has made it [...]

3 months ago / Comments Off on Nov 18 – Escaping Leasehold

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Nov 18 – Time to look in the mirror

BY IN Article On 16th November 2018

Culture in financial services has become a priority for both the PRA and FCA as well as government and select committees.  It is recognised that culture is a key root cause of major conduct failings that have occurred within the [...]

3 months ago / Comments Off on Nov 18 – Time to look in the mirror

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