Archive by Category: Article

Apr 19 – Is housing working?

BY IN Article On 2nd April 2019

Figures from the Ministry of Housing, Communities and Local Government show housing starts in England remained reasonably robust in 2018, however, it’s unlikely that this indicates an entrenched trend towards increased building rates. The imminent removal of Help to Buy [...]

3 weeks ago / Comments Off on Apr 19 – Is housing working?

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Mar 19 – Keeping AMI busy

BY IN Article On 14th March 2019

The Government and the Treasury Select Committee have been increasing pressure on the FCA to do more to help borrowers trapped on SVR or what some might consider to be penal rates of interest often as a result of their [...]

1 month ago / Comments Off on Mar 19 – Keeping AMI busy

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Mar 19 – Changes to FOS

BY IN Article On 14th March 2019

This month the FCA announced it is ploughing ahead with increasing the award limit for the Financial Ombudsman Service (FOS) from 1 April.  Seemingly the majority of those who responded to its proposals strongly disagreed, including AMI, yet the FCA [...]

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Feb 19 – Realtek

BY IN Article On 13th February 2019

I have been listening intently to where we, as an industry, are on the technology journey with a wide range of firms investing in the future of how intermediaries interact with consumers and lenders.  Firstly, we have the traditional broking [...]

2 months ago / Comments Off on Feb 19 – Realtek

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Feb 19 – Fair recruitment

BY IN Article On 13th February 2019

I’ve heard a firm say that equality and diversity isn’t an issue because they ‘hire the best people for the job’.  This narrow view doesn’t recognise that if a firm does not put equality and diversity at the heart of [...]

2 months ago / Comments Off on Feb 19 – Fair recruitment

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Jan 19 – Culture

BY IN Article On 18th January 2019

Culture in financial services has become a priority for both the PRA and FCA as well as government and select committees.  It is recognised that culture is a key root cause of major conduct failings that have occurred within the [...]

3 months ago / Comments Off on Jan 19 – Culture

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Jan 19 – The tide of debt

BY IN Article On 16th January 2019

The recently published Sector Views from the Financial Conduct Authority sets out the evolving landscape of our mortgage market.  With 13.5million mortgage accounts outstanding and balances reaching almost £1.4trillion, this is a significant part of the UK economy.  Of particular [...]

3 months ago / Comments Off on Jan 19 – The tide of debt

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Jan 19 – FCA waves its magic wand

BY IN Article On 16th January 2019

For many years AMI has been challenging lenders, the regulator and government to look more carefully at the issues facing what we saw as a significant population of mortgage prisoners.  These were individuals who appeared to be able to meet [...]

3 months ago / Comments Off on Jan 19 – FCA waves its magic wand

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Dec 18 – Digital downsides

BY IN Article On 14th December 2018

In this digital age it can feel like there is not only an individual pressure to keep up to date with tech but to also commercially stay ahead of the game with a fear of losing out to competitors.  But [...]

4 months ago / Comments Off on Dec 18 – Digital downsides

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Dec 18 – Another year rolls by

BY IN Article On 14th December 2018

As we come to the end of another year, it is appropriate to reflect on another great period for intermediaries.  We have continued to deliver great support and service for UK consumers who are looking for a mortgage to support [...]

4 months ago / Comments Off on Dec 18 – Another year rolls by

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