May 17 – Wider conversations with customers
There have been a number of recent changes in the market that impact the wider conversations that advisers have with customers and AMI has been providing guidance to members. [...]
April 17 – Should Seconds be First?
The Association of Finance Brokers (AFB), the trade body for second charge mortgage brokers, have an election open from 18 April to 5 May to elect their representative to the AMI Board. [...]
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April 17 – General Data Protection Regulation
Firms should be starting to review how they will comply with the EU General Data Protection Regulation (GDPR), which comes into force next year. [...]
March 17 – Toy Town Housing Solutions
This post-Brexit government has put housing at the centre of its agenda in recognition of its ability to drive forward the economy and the failure for decades to construct enough new homes. [...]
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March 17 – Sweet Caroline – coming for ya’
In recent weeks we have had some responses from our friends and colleagues in the FCA that indicate they are less inclined towards listening mode at this point in the regulatory cycle. There have been a range of issues where [...]
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March 17 – Advice changes on the fringe
The government has recently announced two changes to advice as part of the Financial Advice Market Review. While these will predominantly affect the investments and pensions arena, they should positively impact the conversations that mortgage advisers can have with their [...]
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February 17 – Understanding the supply chain
The FCA’s Responsibilities of Providers and Distributors (RPPD) paper sets out guidance for firms around the fair treatment of customers. Although introduced in 2007, it articulated responsibilities already set out in the regulatory Principles, Rules and Guidance, financial services legislation [...]
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February 17 – Paying for others’ mistakes
In the last few weeks mortgage firms have been invoiced for the latest interim levy from the Financial Services Compensation Scheme. These were for eye watering amounts of money. The background to the majority of these costs are failed unregulated [...]
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February 17 – Is the mortgage market competitive enough?
The FCA has issued the terms of reference for its mortgage market study, which has been focussed more tightly since it issued its feedback statement in May 2016. The review will now revolve around the consideration of two key questions: [...]