Your February update from AMI Chief Executive Robert Sinclair

AMI Chief Executive Robert Sinclair gives his February update, discussing the latest issues in the industry and how we can tackle them…

Tackling barriers: The Protection Gap

AMI Senior Policy Adviser Stacy Penn discusses the Perception Gap in the protection market, in this article originally published in Moneyfacts…

The FCA in the insurance space – a more assertive regulator?

Following introduction of Consumer Duty, we have seen signs the FCA is shifting towards becoming a more assertive regulator…

The Perception Gap

AMI Senior Policy Adviser Stacy Penn discusses the findings from AMI’s latest Protection Viewpoint – The Perception Gap, in this article written for TMA Club…

Consumer Duty: The next steps – what does 2024 have in store?

On 6th December 2023, the FCA hosted a webinar titled Consumer Duty: The next steps – we draw out the key points of relevance to mortgage intermediary firms…

Your January update from AMI Chief Executive Robert Sinclair

AMI Chief Executive Robert Sinclair gives his January update, reflecting on the challenges and opportunities of the year ahead…

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FCA Consumer Duty Dear CEO letter – protection & GI

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We encourage firms that advise on protection and/or GI products to read the FCA’s Consumer Duty Dear CEO letter. Click here to access.

Whilst this letter is aimed at both insurers and intermediary firms, there are messages relevant to mortgage intermediary firms distributing these types of products.

The Consumer Duty goes wider than the enhanced product governance requirements that came into effect in this area of the market in 2021 and therefore even if firms believe they are meeting requirements set out in PROD 4, they should still include GI and protection products and services in scope of their wider Consumer Duty work.

Please see AMI’s dedicated GI and protection Consumer Duty factsheet for guidance.

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