BY AMI

Figures from the Ministry of Housing, Communities and Local Government show housing starts in England remained reasonably robust in 2018, however, it’s unlikely that this indicates an entrenched trend towards increased building rates. The imminent removal of Help to Buy [...]

3 weeks ago / No Comments

BY AMI

The Government and the Treasury Select Committee have been increasing pressure on the FCA to do more to help borrowers trapped on SVR or what some might consider to be penal rates of interest often as a result of their [...]

1 month ago / No Comments

BY AMI

This month the FCA announced it is ploughing ahead with increasing the award limit for the Financial Ombudsman Service (FOS) from 1 April.  Seemingly the majority of those who responded to its proposals strongly disagreed, including AMI, yet the FCA [...]

1 month ago / No Comments

BY AMI

I have been listening intently to where we, as an industry, are on the technology journey with a wide range of firms investing in the future of how intermediaries interact with consumers and lenders.  Firstly, we have the traditional broking [...]

2 months ago / No Comments

BY AMI

I’ve heard a firm say that equality and diversity isn’t an issue because they ‘hire the best people for the job’.  This narrow view doesn’t recognise that if a firm does not put equality and diversity at the heart of [...]

2 months ago / No Comments

BY AMI

Culture in financial services has become a priority for both the PRA and FCA as well as government and select committees.  It is recognised that culture is a key root cause of major conduct failings that have occurred within the [...]

3 months ago / No Comments

BY AMI

The recently published Sector Views from the Financial Conduct Authority sets out the evolving landscape of our mortgage market.  With 13.5million mortgage accounts outstanding and balances reaching almost £1.4trillion, this is a significant part of the UK economy.  Of particular [...]

3 months ago / No Comments

BY AMI

For many years AMI has been challenging lenders, the regulator and government to look more carefully at the issues facing what we saw as a significant population of mortgage prisoners.  These were individuals who appeared to be able to meet [...]

3 months ago / No Comments

BY AMI

In this digital age it can feel like there is not only an individual pressure to keep up to date with tech but to also commercially stay ahead of the game with a fear of losing out to competitors.  But [...]

4 months ago / No Comments

BY AMI

As we come to the end of another year, it is appropriate to reflect on another great period for intermediaries.  We have continued to deliver great support and service for UK consumers who are looking for a mortgage to support [...]

4 months ago / No Comments