Articles

Member Area
Aug17 – Nailed down

BY AMI

After great deliberation, the FCA is now consulting on “Individual Accountability: Extending the Senior Managers and Certification Regime to all firms”.  This new regime will replace the existing Approved Persons regime and moves us from the reality of consumer detriment [...]

4 days ago / No Comments

16

AUG

No

Comments

Aug 17 – Still paying for the bad apples

BY AMI

Contributions to the Financial Services Compensation Scheme continue to unfairly dwarf the other elements of firms’ regulatory bills. [...]

4 days ago / No Comments

16

AUG

No

Comments

July 17 – Where is our regulator?

BY AMI

The FCA has confirmed regulatory fees for the next year and firms will receive their invoices over the coming weeks. The 10% decrease in the FCA’s periodic fee for mortgage intermediaries is welcomed. [...]

4 weeks ago / No Comments

24

JUL

No

Comments

July 17 – The second half

BY AMI

As Brexit now assumes inevitability, we are beginning to see firms that need a European trading hub deciding where they will relocate some core activities. [...]

4 weeks ago / No Comments

24

JUL

No

Comments

July 17 – Later Life Borrowers

BY AMI

There is a lot of effort going into addressing the issues faced by older consumers, and it is encouraging that the industry is making such positive steps together in this area.   [...]

1 month ago / No Comments

14

JUL

No

Comments

June 17 – Digital innovation through the lens of technology

BY AMI

Innovation in the mortgage market has been a key focus in the past 12 months with emerging firms issuing glossy PR and the FCA opening up its regulatory sandbox for risk free advice. [...]

2 months ago / No Comments

21

JUN

No

Comments

June 17 – Cyber risks

BY AMI

The global spread of the WannaCry ransomware last month should be a wake-up call for businesses to review their cyber security infrastructure, [...]

2 months ago / No Comments

21

JUN

No

Comments

June 17 – The rising tide of consumer credit

BY AMI

Following various high profile warnings over rising consumer debt, the Financial Conduct Authority has said it will review the sector. [...]

2 months ago / No Comments

21

JUN

No

Comments

May 17 – Shifting Markets

BY AMI

Speculation over the stability of the UK economy, following Brexit and the decision to call a General Election, is rife. [...]

3 months ago / No Comments

19

MAY

No

Comments

May 17 – Wider conversations with customers

BY AMI

There have been a number of recent changes in the market that impact the wider conversations that advisers have with customers and AMI has been providing guidance to members. [...]

3 months ago / No Comments

19

MAY

No

Comments