Articles

Member Area
Feb 18 – A scheme worth the money

BY AMI

As an industry the Board and membership of the Association of Mortgage Intermediaries (AMI) have positively supported and subscribed to both the Financial Ombudsman Service (FOS) and the Financial Services Compensation Scheme (FSCS) as important safety nets for consumers when [...]

10 months ago / No Comments

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FEB

No

Comments

Feb 18 – Keeping focus

BY AMI

The FCA as part of its activity developing its “Mission” has recently issued a series of documents to allow input over its approach to consumers, competition and authorisation, with more to follow. AMI is disappointed that the content reads more [...]

10 months ago / No Comments

19

FEB

No

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Feb 18 – Beyond the regulatory perimeter

BY AMI

Unregulated activities have gained interest over recent years as compensation scheme claims against intermediaries have risen dramatically, with most claims relating to advice given on an unregulated product. As the firms mis-selling these speculative property schemes and unregulated investments have [...]

10 months ago / No Comments

19

FEB

No

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Jan 18 – Looking ahead

BY AMI

As we have entered the New Year, the regulatory and legislative changes that we had seen from a distance are now just around the corner. The most rushed changes come from the Insurance Distribution Directive which applies to firms carrying [...]

11 months ago / No Comments

23

JAN

No

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Jan 18 – Opportunity

BY AMI

The New Year brings a new set of targets for our lender partners. Having seen another year of growth in volume in 2017, early discussions indicate that no-one is looking to take a step backwards in 2018. Indeed with many [...]

11 months ago / No Comments

23

JAN

No

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Dec 17 – Neither a Marathon nor a Sprint

BY AMI

The entire housing agenda is now at the heart of government policy with Theresa May picking up the baton on getting Britain Building as the domestic diversion to the Brexit negotiations.  She has now taken over after David Cameron ran [...]

12 months ago / No Comments

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DEC

No

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Dec 17 – End of year worry beads

BY AMI

It looks like the arrival of more lenders paying for product transfers combined with rising interest rates has energised the market.  It is now an easier discussion in a low interest rate world for the broker where “charging a fee” [...]

12 months ago / No Comments

18

DEC

No

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Dec 17 – Debt activity

BY AMI

Back in March the FCA communicated six new permission categories relating to debt activity.  Regulatory work has since moved forward with the release of the first draft of how the Senior Managers & Certification Regime (SMCR) will be applied to [...]

12 months ago / No Comments

18

DEC

No

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Nov 17 – The March of the “BOT”

BY AMI

The rapid march of technology is predicted to make redundant the traditional mortgage broker.  If all is to be believed then we will soon see the application of Artificial Intelligence, robo-advice models, enhanced sourcing, online criteria systems, propensity modelling and [...]

1 year ago / No Comments

23

NOV

No

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Nov 17 – Property Builder

BY AMI

The latest Tory party conference again put housing back near the top of the political agenda.   Initiatives to help buyers, promote building and encourage activity have been part of the landscape for some time but it seems that this time [...]

1 year ago / No Comments

23

NOV

No

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