Articles

Member Area
Feb 18 – Beyond the regulatory perimeter

BY AMI

Unregulated activities have gained interest over recent years as compensation scheme claims against intermediaries have risen dramatically, with most claims relating to advice given on an unregulated product. As the firms mis-selling these speculative property schemes and unregulated investments have [...]

1 year ago / No Comments

19

FEB

No

Comments

Jan 18 – Looking ahead

BY AMI

As we have entered the New Year, the regulatory and legislative changes that we had seen from a distance are now just around the corner. The most rushed changes come from the Insurance Distribution Directive which applies to firms carrying [...]

1 year ago / No Comments

23

JAN

No

Comments

Jan 18 – Opportunity

BY AMI

The New Year brings a new set of targets for our lender partners. Having seen another year of growth in volume in 2017, early discussions indicate that no-one is looking to take a step backwards in 2018. Indeed with many [...]

1 year ago / No Comments

23

JAN

No

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Dec 17 – Neither a Marathon nor a Sprint

BY AMI

The entire housing agenda is now at the heart of government policy with Theresa May picking up the baton on getting Britain Building as the domestic diversion to the Brexit negotiations.  She has now taken over after David Cameron ran [...]

1 year ago / No Comments

18

DEC

No

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Dec 17 – End of year worry beads

BY AMI

It looks like the arrival of more lenders paying for product transfers combined with rising interest rates has energised the market.  It is now an easier discussion in a low interest rate world for the broker where “charging a fee” [...]

1 year ago / No Comments

18

DEC

No

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Dec 17 – Debt activity

BY AMI

Back in March the FCA communicated six new permission categories relating to debt activity.  Regulatory work has since moved forward with the release of the first draft of how the Senior Managers & Certification Regime (SMCR) will be applied to [...]

1 year ago / No Comments

18

DEC

No

Comments

Nov 17 – The March of the “BOT”

BY AMI

The rapid march of technology is predicted to make redundant the traditional mortgage broker.  If all is to be believed then we will soon see the application of Artificial Intelligence, robo-advice models, enhanced sourcing, online criteria systems, propensity modelling and [...]

1 year ago / No Comments

23

NOV

No

Comments

Nov 17 – Property Builder

BY AMI

The latest Tory party conference again put housing back near the top of the political agenda.   Initiatives to help buyers, promote building and encourage activity have been part of the landscape for some time but it seems that this time [...]

1 year ago / No Comments

23

NOV

No

Comments

Nov 17 – The Compensation Contract

BY AMI

It is not often that I am heard to commit a “well done” to the FCA. However now is such a time based on their decision to re-consult on a new approach to funding the Financial Services Compensation Scheme. Rather [...]

1 year ago / No Comments

23

NOV

No

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Nov 17 – Data

BY AMI

With the deadline for the General Data Protection Regulation now just six months away, we still have the ICO finalising guidance whilst the Data Protection Bill is still making its way through Parliament. Not to mention the new Privacy Regulation [...]

1 year ago / No Comments

23

NOV

No

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