JAN 2015 – Two birds in less than two years

BY IN Article On 26th January 2015

Less than a year after we implemented the most significant regulatory changes to the market under the Financial Conduct Authority’s Mortgage Market Review (MMR), we are now looking at the changes required by the Brussels version of the review into the mortgage market, which the UK must implement by 21 March 2016.  The UK Treasury have stated their desire that implementation of the Mortgage Credit Directive (MCD) should cause as little disruption as possible to the UK mortgage market.  This is because the changes made under the MMR were those that FCA decided were relevant to the UK mortgage market to meet its stated objectives.

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