We work hard to input into policy and influence its direction. Our goal is an environment with light touch regulation that enables mortgage intermediaries to prosper and deliver quality advice.
One voice puts forward the strength of your argument effectively and concisely. We are well versed in the skills of negotiation and formal policy making, and understand its intricacies and demands.
Our membership numbers give our voice weight and strength, but our effectiveness comes from our clarity and determination of purpose.
Our latest responses include:
- AMI’s response to FCA CP21/5 Quarterly Consultation Paper 31, Chapter 3
- AMI’s response to FCA CP21/2 Financial Services Compensation Scheme – management expenses levy limit 2021/22
- AMI’s response to HMT CP 305 Financial services future regulatory framework review phase II consultation
- AMI’s response to BEIS Improving home energy performance through lenders
- AMI’s response to FCA CP20/23 Quarterly Consultation Paper 30, Question 2
- AMI’s response to FOS plans and budget and future strategy consultation (2021/22)
- AMI’s response to FCA CP20/19 General insurance pricing practices market study – Consultation on Handbook changes
- AMI’s response to FCA CP20/22 Regulatory Fees and Levies: policy proposals for 2021/22
2020
- AMI’s response to FCA call for input: The consumer investments market
- AMI’s response to FCA Extension of Annual Financial Crime Reporting Obligation Consultation Paper
- AMI’s response to The Recognition of Professional Qualifications and Regulation of Professions
- AMI’s response to The Regulatory Framework for Approval of Financial Promotions
- AMI’s response to FCA CP20/11 complaints against the Regulators
- AMI’s response to FCA CP19/32 building operational resilience: impact tolerances for important business services
- AMI’s response to FCA call for input: Open finance
- AMI’s response to FCA GC20/3 guidance for firms on the fair treatment of vulnerable customers
- AMI’s response to FCA CP20/13 intra-group switching and interest only
- AMI’s response to FCA CP 20/10 extending implementation deadlines for the certification regime and conduct rules
- AMI’s response to FCA call for input on ongoing support for consumers
- AMI’s response to FCA draft guidance (customers in financial difficulty) July 2020
- AMI’s response to FCA regulated fees and levies 2020-21
- AMI’s response to FCA draft guidance (product value and coronavirus)
- AMI’s response to FCA draft guidance (customers in financial difficulty)
- AMI’s response to FCA CP20/2 FSCS management expenses levy limit 2020-21
- AMI’s response to FOS plans and budget and future strategy
2019
- AMI’s response to HMT FS future regulatory framework review
- AMI’s response to FCA GC19-3 fair treatment of vulnerable customers
- AMI’s response to FOS our future funding: a consultation
- AMI’s response to FCA DP19-2 intergenerational differences
- AMI’s response to FCA CP19-17 mortgage advice and selling standards
- AMI’s response to FCA CP19-14 responsible lending rules and guidance
- AMI’s response to FCA CP19-16 regulated fees and levies 2019-20
- AMI’s response to FCA CP18-41 mortgage reporting
- AMI’s response to FCA DP18-09 on fair pricing
- AMI’s response to CMA annual plan 2019-20
2018
- AMI’s response to FCA CP18-31 increasing FOS award limit
- AMI’s response to FCA DP18-5 duty of Care
- AMI’s response to FCA consultation on a Global Financial Innovation Network
- AMI’s response to FCA CP18-19 introducing the Directory
- AMI’s response to regulating CMCs
- AMI’s response to the FSCS funding review
- AMI’s response to the Mortgages Market Study interim report
- AMI’s response to ex post impact evaluation framework
- AMI’s response to FCA approach to enforcement
- AMI’s response to FCA approach to supervision
- AMI’s response to FCA on smarter regulatory reporting
- AMI’s response to FCA CP18-10 rates proposals 2018/19
- AMI’s response to FCA CP18-3 SME access to FOS
- AMI’s response to FCA approach to authorisation
- AMI’s response to FCA approach to competition
- AMI’s response to FCA CP17-40 SMCR transition
- AMI’s response to FCA CP17-42 duty of responsibility
- AMI’s response to FCA approach to consumers
- AMI’s response to FCA CP17-37 unregulated activity
- AMI’s response to MAS business plan 2018-19
- AMI’s response to FCA CP17/36 reviewing the funding of the FSCS
- AMI’s response to FCA CP17-38 fee policy proposals 18-19
2017
- AMI’s response to DCLG improving the home buying and selling process
- AMI’s response to FCA CP17-25 SMCR
- AMI’s response to FCA CP17-32 retirement interest-only mortgages
- AMI’s response to FCA CP17-12 rate proposals 17-18
- AMI’s response to FCA CP17-7 IDD implementation
- AMI’s response to HMT IDD transposition
- AMI’s response to DCLG housing white paper
- AMI’s response to CP16-42 FSCS funding review
- AMI’s response to FCA CP17-1 FSCS management expenses 2017-18
- AMI’s response to HMT public financial guidance review
- AMI’s response to FCA future mission
- AMI’s response to FCA MS16-2 Mortgage Market Study Terms of Reference
2016
- AMI’s response to FCA CP16-24 exam standards
- AMI’s response to FCA CP16-17 quarterly consultation
- AMI’s response to PRA CP11/16 underwriting buy-to-let
- AMI’s response to HMT public financial guidance review
- AMI’s response to FCA CP16-9 fee rates 2016-17
- AMI’s response to FCA DP on ageing population
- AMI’s response to Ministry of Justice’s consultation on capping CMC fees
- AMI’s response to FCA discussion paper DP15/7 on its approach to SMEs as users of financial services
- AMI’s response to FCA CP16/02 Mortgage Credit Directive: Minor changes to rules and guidance
- AMI’s response to HM Treasury consultation on increased Stamp Duty Land Tax
- AMI’s response to European Commission call for evidence on regulation
- AMI’s response to FCA’s CP15/34 – Regulatory fees and levies: policy proposals for 2016/17
2015
- AMI’s response to HM Treasury and FCA Financial Advice Market Review call for input
- AMI’s response to FCA Call for Inputs on competition in the mortgage sector
- AMI’s response to Ministry of Justice’s Review of Claims Management Regulation
- AMI’s response to FCA’s CP15.14 – Rate proposals for 2015-16
- AMI’s response to CP15 06 – Changes to consumer credit
- AMI’s response to banks – trade association consolidation
- AMI’s response to FCA’s CP15 03 – Buy to let
- AMI’s response to FCA’s CP14 30 – Improving complaints handling
- AMI’s response to FCA’s CP14 26 – Regulatory fees and levies – policy proposals for 2015-16
2014
- AMI’s response to FCA’s DP14 2 – Fairness of changes to mortgage contracts
- AMI’s response to HM Treasury – Implementation of the Mortgage Credit Directive
- AMI’s response to FCA’s CP14.20 – Implementation of the Mortgage Credit Directive and the new regime for second charge mortgages
- AMI’s response to FCA – Recovering the costs of administering the regulatory gateway through application fees DP141
- AMI’s response to FCA regulated fees and levies rates proposals 2014-15
- AMI’s response to FCA’s DP14 2 – Fairness of changes to mortgage contracts
- AMI’s response to MAS’s Proposal for a retirement adviser directory
- AMI’s response to FOS’s plan and budget 2014-15
- AMI’s response to MAS business plan 2014-15
- AMI’s response to CP13.14 – Regulatory fees and levies – policy proposals for 2014-15
- AMI’s response to MOJ’s proposals to amend the Conduct of Authorised Persons Rules
2013
- AMI’s response to FCA’s CP13.7 – High-level proposals for an FCA regime for consumer credit | May 2013
- AMI’s response to HMT – A new approach to financial regulation – transfering consumer credit regualtion to the FCA | May 2013
- AMI’s response to FOS’s plans and budget for 2013/2014 | February 2013
- AMI’s response to FSA’s Consultation Paper, FSCS Funding Model Review, Feedback on CP12/16 and further consultation | February 2013