Mar 20 – A little top heavy
As the FCA has grown its staff to almost 4,000 people it has also subtly changed shape. In addition to the Chair and Chief Executive
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As the FCA has grown its staff to almost 4,000 people it has also subtly changed shape. In addition to the Chair and Chief Executive
AMI is continuing to monitor the developing situation on Coronavirus and will communicate with you where we feel it appropriate. The FCA has
The long-awaited Policy Statement on Mortgage Advice and Selling Standards has now been published by the FCA. Whilst the policy changes came into effect from
Having spent 2016 and 2017 working on the last fundamental review of the Financial Services Compensation Scheme it is fascinating to see investment advisers lobbying
As we leave behind the election, the new government has a range of challenges facing it. One amongst many is the housing dilemma, in that
The New Year will bring a consultation on changes to the funding of the Ombudsman service. It appears that the PPI debacle has masked a
The phrase ‘mortgage protection products are sold; they are not bought’ surfaces time and time again. But this is true in a post-MMR (Mortgage Market
In the past I have been critical of the marketing by lenders of “free valuations” and “free legals”. News is reaching me again of significant
As a responsible trade body, AMI has always wanted an effective and efficient regulator. In the FCA we have in the past enjoyed an open
With the FCA’s Senior Manager & Certification Regime (SM&CR) due to be extended across financial services businesses from 9 December 2019, I would have expected
This is the magic date when we migrate from the Financial Conduct Authority’s Approved Persons regime to the new Senior Managers regime. Further changes will
After a process as long as Brexit, the FCA has finally coughed up its new affordability rules to deal with the trapped borrower issue. The
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