Jul 19 – Intermediaries and the SM&CR – what is your culture?
With less than six months before the FCA’s Senior Manager & Certification Regime (SM&CR) is extended across financial services businesses you might think that this
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With less than six months before the FCA’s Senior Manager & Certification Regime (SM&CR) is extended across financial services businesses you might think that this
On 13th May we issued a newsflash voicing concerns that the Government’s new How to Buy and How to Sell guides
The FCA is consulting via CP19/17: Consultation on mortgage advice and selling standards.
The issue of the trapped borrower or mortgage prisoner has been on the AMI agenda since the MMR was finalised in 2012. We could be
In an unprecedented step the FCA has issued a Dear CEO letter to a sector of the market before they have completed the firm authorisation
The new affordability tests for existing borrowers proposed on FCA CP19/14 will allow lenders to disapply many aspects of the MMR affordability rules which have
In deciding as part of its Mortgages Market Study that the market needed help by revising advice and selling standards, the FCA has made some
Following consultation, the FCA has decided to increase the ombudsman service’s award limit to £350,000 for complaints about acts or omissions by firms which take
The FCA final report of the Mortgages Market Study set out its plans to resolve the issues it identified. It has accepted, for now, the
Figures from the Ministry of Housing, Communities and Local Government show housing starts in England remained reasonably robust in 2018, however, it’s unlikely that this
This note is to advise firms of a second affordability check now applied by agents of Homes England
Background Following consultation, the FCA has decided to increase the ombudsman service’s award limit to £350,000 for complaints about acts or omissions by firms which
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AMI is the trading name of The Association of Mortgage Intermediaries Limited which is a company limited by guarantee, registered in England and Wales under the Companies Acts with number 7982341. Our registered address is Celixir House, Stratford Business & Technology Park, Innovation Way, Banbury Road, Stratford-upon-Avon, Warwickshire, CV37 7GZ.
