Welcome to the home of AMI Viewpoint

AMI Viewpoint is a thought leadership research series offering insights into consumer and adviser perspectives, along with practical recommendations and call to actions to help tackle barriers and embrace opportunities. Each Viewpoint features a written report and video content, as well as views from industry experts on the implications for the sector; you can view our Viewpoint Archive below. In November 2025, we launched the sixth consecutive Protection Viewpoint, and on the horizon is a Viewpoint focused on the Value of Advice, as well as a new D&I Viewpoint.

Stephanie Charman AMI

Having been an advocate of AMI Viewpoint since its inception, I’m excited to be involved in the initiative for the first time as AMI Chief Executive - our aim is to deliver clear calls to action across the sector.

Matt Stephens Finance Planning Group

AMI’s Viewpoint event delivers insights I use every day in my role. Their annual data helps me understand the evolving priorities of clients across all age groups - it’s an essential part of how I stay client-focused.

Michelle Lawson Lawson Financial

Viewpoint can help you shape your advice and process using consumer insight. It also helps with perception and overcoming objections. We have made changes in light of this important research.

Protection Viewpoint

2025: The Next Chapter

The 2025 Viewpoint report; Protecting tomorrow, today. Watch the launch, read the report and make the most of our industry resources.

2024: Making Protection Personal

The 2024 Viewpoint report, the live launch video, key takeaways in our Four Point Action Plan and consumer qualitative videos await you here.

2023: The Perception Gap

The 2023 Viewpoint report, firm case studies, consumer videos and industry case study videos can be found here.

Viewpoint Archive

AMI's third annual Viewpoint Report on protection within the mortgage industry – Opportunities & Trust – concludes with a new five-point plan to work together as an industry towards change.

The report, produced in partnership with Legal & General and Royal London, asked 3,000 UK adults and over 250 advisers their views on issues relating to the protection market. New this year, AMI also carried out qualitative research involving a bespoke community of consumers to give extra depth to the findings.

The research looked at the barriers to protection, expectations among both consumers and advisers, the power of communication and the perceptions and misconceptions that exist. 

Read the 2022 Protection Viewpoint report in full here.

As part of our series looking at how mortgage intermediary firms overcome some of the challenges highlighted in protection Viewpoint 2020, we hear from mortgage and protection advisers on how they build trust and ensure memorable protection conversations. Read the 2021 report in full.

  • In this short video Nina Brown from Pam Brown Mortgages shares her views on how she raises protection with mortgage clients for the first time.
  • In this article, Scott Taylor-Barr from Barnsdale Financial Management shares his ‘life lessons’ – the five key things he’s learned over the years from advising on protection.

In 2021, as part of AMI's Viewpoint on Diversity, Inclusion and Equity in the mortgage industry, a total of 1,178 people gave their valuable time to complete a survey providing us with a strong picture of how people within our industry are feeling on this important topic.

The report shares the results of the extensive survey, conducted in July, of people’s perceptions and lived experiences of diversity, inclusion and equity in the mortgage industry. It will give you an insight into how inclusive our sector is currently and highlights simple actions that we can all take to make a change individually, as well as more structural changes required at firm level.

We’d like to thank both Aldermore and Virgin Money for their support with this survey and report. Thanks also to those who gave up their time to complete the survey and share their experiences.

Read the Viewpoint report in full here.

For more on D&I in the mortgage industry, including how you can get involved and make a difference, visit our Working in Mortgages website.

Read the 2020 Protection Viewpoint report in full.

Our Response

Here you will find our response on your behalf. We are well versed in the skills of negotiation and work hard to input into policy and influence its direction…

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Membership

AMI provides a voice for mortgage and protection intermediaries in the UK. Over 80% of UK mortgage brokers belong to AMI – find out more about membership now…

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Consumer Duty

The AMI team have worked extremely hard over the last year to help our members understand, and stay ahead of, the new Consumer Duty requirements…

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Podcasts

A range of podcasts featuring the AMI team, along with dedicated Consumer Duty podcasts, Protection Insight podcasts and more…

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Blog

The Association of Mortgage Intermediaries blog page – read all the latest news, industry updates, find out what we are working on and more…

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