
Our Response
Here you will find our response on your behalf. We are well versed in the skills of negotiation and work hard to input into policy and influence its direction…
AMI Viewpoint is a thought leadership research series offering insights into consumer and adviser perspectives, along with practical recommendations and call to actions to help tackle barriers and embrace opportunities. Each Viewpoint features a written report and video content, as well as views from industry experts on the implications for the sector; you can view our Viewpoint Archive below. In November 2025, we launched the sixth consecutive Protection Viewpoint, and on the horizon is a Viewpoint focused on the Value of Advice, as well as a new D&I Viewpoint.
Having been an advocate of AMI Viewpoint since its inception, I’m excited to be involved in the initiative for the first time as AMI Chief Executive - our aim is to deliver clear calls to action across the sector.
AMI’s Viewpoint event delivers insights I use every day in my role. Their annual data helps me understand the evolving priorities of clients across all age groups - it’s an essential part of how I stay client-focused.
Viewpoint can help you shape your advice and process using consumer insight. It also helps with perception and overcoming objections. We have made changes in light of this important research.
AMI's third annual Viewpoint Report on protection within the mortgage industry – Opportunities & Trust – concludes with a new five-point plan to work together as an industry towards change.
The report, produced in partnership with Legal & General and Royal London, asked 3,000 UK adults and over 250 advisers their views on issues relating to the protection market. New this year, AMI also carried out qualitative research involving a bespoke community of consumers to give extra depth to the findings.
The research looked at the barriers to protection, expectations among both consumers and advisers, the power of communication and the perceptions and misconceptions that exist.
As part of our series looking at how mortgage intermediary firms overcome some of the challenges highlighted in protection Viewpoint 2020, we hear from mortgage and protection advisers on how they build trust and ensure memorable protection conversations. Read the 2021 report in full.
In 2021, as part of AMI's Viewpoint on Diversity, Inclusion and Equity in the mortgage industry, a total of 1,178 people gave their valuable time to complete a survey providing us with a strong picture of how people within our industry are feeling on this important topic.
The report shares the results of the extensive survey, conducted in July, of people’s perceptions and lived experiences of diversity, inclusion and equity in the mortgage industry. It will give you an insight into how inclusive our sector is currently and highlights simple actions that we can all take to make a change individually, as well as more structural changes required at firm level.
We’d like to thank both Aldermore and Virgin Money for their support with this survey and report. Thanks also to those who gave up their time to complete the survey and share their experiences.
Read the Viewpoint report in full here.
For more on D&I in the mortgage industry, including how you can get involved and make a difference, visit our Working in Mortgages website.

Here you will find our response on your behalf. We are well versed in the skills of negotiation and work hard to input into policy and influence its direction…

AMI provides a voice for mortgage and protection intermediaries in the UK. Over 80% of UK mortgage brokers belong to AMI – find out more about membership now…

The AMI team have worked extremely hard over the last year to help our members understand, and stay ahead of, the new Consumer Duty requirements…

A range of podcasts featuring the AMI team, along with dedicated Consumer Duty podcasts, Protection Insight podcasts and more…

The Association of Mortgage Intermediaries blog page – read all the latest news, industry updates, find out what we are working on and more…
© 2025 Association of Mortgage Intermediaries Limited.
AMI is the trading name of The Association of Mortgage Intermediaries Limited which is a company limited by guarantee, registered in England and Wales under the Companies Acts with number 7982341. Our registered address is Celixir House, Stratford Business & Technology Park, Innovation Way, Banbury Road, Stratford-upon-Avon, Warwickshire, CV37 7GZ.
Please note that we are a trade body and, as such, we do not provide mortgage advice to individuals. If you require mortgage advice, please contact an FCA certified mortgage broker who will be able to discuss your needs and advise you fully of your options.
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