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Aug 18 – The risks of robo

With robo-advice still in its infancy in the mortgage sector, but many firms claiming to have new fintech propositions, it is worth looking at the

Aug 18 – Fuel on the flames

Firms will now be receiving their final FCA invoices for the year 2018/19.  By far the largest component of the costs is the fees levied

Aug 18 – Better mortgages?

Introduction After a period of reflection over the FCA’s Mortgages Market Study, the good news is that it was really positive to see that the

Jul 18 – Set them free

Following my article last month on the significant work undertaken by the FCA which is set out in their Mortgages Market Study Interim Report it

Jul 18 – No free lunch here

The FCA announced its fourth cohort of firms who have been approved to enjoy the benefits of their sandbox.  The regulatory sandbox allows firms to

Jul 18 – Housing still broken

The number of new housing starts were flat in 2017, according to finalised figures from the Office for National Statistics.  The Bank of England has

Jun 18 – Customer needs

One of the potential remedies proposed as part of the mortgages market study focuses on giving consumers “greater choices of tools” to help them choose

Jun 18 – Time for a hard look

The FCA mortgages market study in its interim report calls for four substantive changes to improve the market for consumers.  In calling for a tool

Jun 18 – Data protection

The Financial Ombudsman Service has recently published a ruling in its annual review in which a mortgage broker was deemed to be in breach of