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Nov 18 – Escaping Leasehold

Over the last few years many people inadvertently bought houses with a leasehold tenure.  Too many of these had escalation causes which severely impact the

Oct 18 – Product risks and advice

For the last four years UK authorities have been working jointly with industry to pursue an alternative and more robust interest rate benchmark to LIBOR. 

Oct 18 – The pressure for tech?

The Mortgages Market Study has a significant focus on technology and innovation.  In trying to put that into perspective it appears it starts with desire

Oct 18 – Crucial times

Introduction I am returning to the subject of the FCA’s Mortgages Market Study once again this month as I consider this to be the most

Sep 2018 – Financial Crime

As the techniques used to carry out financial crime continue to advance, firms should be regularly reviewing their systems and controls.  This includes reviewing processes

Aug 18 – Cryptocurrencies

Last year, the FCA issued a warning against ‘initial coin offerings’ which offer a digital way of raising funds from the public using a virtual