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The new rules mean many bridging loans will be exempt from the provisions of the Directive, therefore they will be regulated outside of the Directive

This government has finally turned decisively against the private landlord in favour of the first time buyer. Whilst the various purchase assistance schemes which speckled

It was only a year ago that I returned to work after my Christmas break wondering what was on the horizon for AMI. The MMR

A recent case where the FOS has found against a broker has gathered some headlines together with significant sympathy and support from the adviser community.

From 21 March 2016 broking buy-to-let mortgages will no longer be a regulated activity. Intermediaries will therefore no longer need to hold a consumer credit

Having been involved with financial services regulation since the passing of the Financial Services Act in 1986, whilst not an expert, I consider that I

I am continually being asked if the second charge industry is going to be MCD ready for March 2016. Currently most broker firms are gaining

Mortgage sourcing systems have become a vital piece of the adviser armoury. Advisers know that there are occasional issues with data accuracy although this is

One of the biggest issues facing advisors following MMR is managing their potential conflicts of interest. This issue is only going to be emphasised following

The arrival of the Senior Persons regime for the wider mortgage market is a positive step forward. This delivers a level playing field with our

As the summer tans fade, the party conference season has provided the kind of entertainment usually seen in holiday camps around the UK coast or

As an industry we have positively subscribed to both FOS and FSCS as important safety nets for consumers when things go wrong. Whilst many in the