FEB 2015 – Longer term fixes
There are currently some phenomenal longer term fixed rates on offer, but something seems to prevent UK consumers from opting for these attractive options. In
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There are currently some phenomenal longer term fixed rates on offer, but something seems to prevent UK consumers from opting for these attractive options. In
Less than a year after we implemented the most significant regulatory changes to the market under the Financial Conduct Authority’s Mortgage Market Review (MMR), we
Many lenders used to be happy to lend on self-certification of income where the applicant had a good credit score and no adverse credit history.
Treasury has now laid the required draft statutory instrument before Parliament to implement the European Mortgage Credit Directive. In doing so they have recognised that
As we arrive in the New Year, there are many reasons for brokers to be cheerful. 2015 will be a year of stability without great
Following HM Treasury’s publication of its consultation on the EU Mortgage Credit Directive (MCD), the FCA has now published its consultation.
HM Treasury has published its consultation on the implementation of the EU mortgage credit directive (MCD). The aim of the consultation is to ensure
FCA has issued a guidance consultation on its supervisory approach when firms use social media for financial promotions.
The Association of Mortgage Intermediaries (AMI) and The Intermediary Mortgage Lenders Association (IMLA) and have published a joint framework for the governance of lender
FCA has published its consultation on the proposed regulatory fees and levies for 2014/15.
In October 2012 FCA outlined the main features of its new approach to supervision and then in July 2013 it published its approach to
The FCA recently conducted surveys to establish lender and broker readiness. In undertaking this, brokers indicated there were a number of areas where they
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