Consumer Duty has made vulnerability about ‘characteristics’ rather than ‘binary’
Chloe Timperley’s comments from the British Specialist Lending Senate 2024 regulatory expectations around vulnerability…
FCA issues letter to General Insurance & Pure Protection manufacturers
The FCA has issued a letter to GI and Pure Protection insurers regarding its thematic review, assessing product oversight and governance arrangements…
Tackling barriers: The Protection Gap
AMI Senior Policy Adviser Stacy Penn discusses the Perception Gap in the protection market, in this article originally published in Moneyfacts…
The Perception Gap
AMI Senior Policy Adviser Stacy Penn discusses the findings from AMI’s latest Protection Viewpoint – The Perception Gap, in this article written for TMA Club…
Consumer Duty: The next steps – what does 2024 have in store?
On 6th December 2023, the FCA hosted a webinar titled Consumer Duty: The next steps – we draw out the key points of relevance to mortgage intermediary firms…
Spiral upwards or down?
As we spiral into our third Prime Minister this year, avoiding a return of Lazarus proportions, the mortgage industry is caught in the crossfire…
Give the FCA nothing to see
The FCA’s Dear CEO letters are an early warning to those who want to listen and avoid falling foul of the regulator…
July 22 – Humpty Dumpty is off the wall
Chief Exec Robert Sinclair discusses cost of living, house buying and the green agenda in his latest article…
July 22 – Unpicking fair value
What do you think of when you hear the word ‘value’? It often conjures up images centred around cost….
July 22 – Delays and Obfuscation
Brokers are in the middle of a torrid time caused by product withdrawals by lenders. As interest rates are rising, those lenders slow to adjust can quickly be flooded with business…
