Jun 21 – Shaken not stirred
The FCA recently released its Policy Statement (PS) on GI pricing practices. The driver behind the shake-up of this market was research from 2018, which showed that six million policy holders paid higher prices but if they’d paid the average for their risk would have saved £1.2bn. The most talked about change is the ban […]
Jun 21 – Updated AMI factsheet: The fair treatment of vulnerable customers
Following the recent FCA webinar on consumer vulnerability, AMI has updated its vulnerability
Jun 21 – Cyber risks and security
AMI has created a 2021 edition of its factsheet on cyber risks and security
Jun 21 – Cryptocurrency, mortgages and ethics
The value of “cryptos” has been volatile recently, and also its reputation. As they have grown in gross value, countries, tax authorities, central banks, regulators and corporates are all playing catch up to form a view. The opaque way funds are created and the fact they reside in the ether is a challenge for those […]
May 21 – I want some more?
The latest FCA fees consultation is the first tangible sign we have had of how the new ruling regime at the regulator is going to treat those it authorises and supervises. For those looking for a transparent and balanced regulator there is much to disappoint. On the face of it, being tougher on becoming authorised […]
May 21 – FCA Credit Broking Survey
FCA has confirmed that it will issue today (20 May 2021) a consumer credit survey to a sample of 300 firms as part of a pilot.
Jun 21 – Presenting protection solutions in 2021
Mark Ninnim at the Finance Planning Group shares his views on how mortgage intermediaries can present protection solutions to their clients in the absence of traditional face to face
meetings….
Apr 21 – A memorable protection conversation is…
Vikki Jefferies at PRIMIS shares her views on what ‘memorable’ means to her and how she thinks advisers should position protection in the mortgage advice process…..
Apr 21 – FCA regulated fees and levies
On Tuesday the Financial Conduct Authority (FCA) published its fee proposals
Apr 21 – Looking after the most important asset
In taking out a mortgage, the average consumer invests in a house to build their home in. Most consumers take out insurance to cover their buildings and contents, but it is a harder task to establish in the consumers mind the need to protect their income against the loss of their job, long term sickness […]
Apr 21 – A bit too close to the edge?
I have been hearing a new clamour from the world of Equity Release that consumers need to be made aware of all the products they might be eligible for and an impetus towards the need for holistic advice. There has also been a subtle shift in language by some commentators who have moved from talking […]
Apr 21 – Still no new clothes
For too long we have been aware of the issues facing existing property owners where their property has “cladding”. Mortgage brokers continually face the issue of working on behalf of consumers to find mortgages with the most appropriate lender. Although not directly involved we have been regularly in discussions with our fellow trade bodies, UK […]
