May 17 – General Data Protection Regulation
The EU General Data Protection Regulation (GDPR) will come into effect on 25 May 2018.
April 17 – Should Seconds be First?
The Association of Finance Brokers (AFB), the trade body for second charge mortgage brokers, have an election open from 18 April to 5 May to elect their representative to the AMI Board. With four experienced candidates, the membership is spoilt for choice. The challenge facing the individual elected will be how they use the opportunity […]
April 17 – General Data Protection Regulation
Firms should be starting to review how they will comply with the EU General Data Protection Regulation (GDPR), which comes into force next year. While the new legislation is generally an extension of the existing data protection provisions, it adds explicit requirements and introduces new obligations, such as the accountability principle where firms will have […]
April 17 – Consumer Credit Authorisation – Debt Management Limitation
Firms may have received a communication from the FCA recently regarding the changes they are making to permissions around debt activity (debt adjusting or debt counselling).
April 17 – Buy to let
Brokers should be aware of and take care with advice on limited company buy to lets.
March 17 – Toy Town Housing Solutions
This post-Brexit government has put housing at the centre of its agenda in recognition of its ability to drive forward the economy and the failure for decades to construct enough new homes. We have seen a plethora of initiatives over the last few years which have encouraged builders to build and made getting on the […]
March 17 – Plevin and PPI
The FCA has confirmed new rules and guidance to apply to all firms that sold Payment Protection Insurance (PPI) which come into force 29 August 2017.
March 17 – Advice changes
The government has recently announced two changes to advice. While these will predominantly affect the investments and pensions arena, they should positively impact the conversations that mortgage advisers can have with their customers.
March 17 – Sweet Caroline – coming for ya’
In recent weeks we have had some responses from our friends and colleagues in the FCA that indicate they are less inclined towards listening mode at this point in the regulatory cycle. There have been a range of issues where their replies to AMI and the wider market have not been what we had hoped […]
March 17 – Advice changes on the fringe
The government has recently announced two changes to advice as part of the Financial Advice Market Review. While these will predominantly affect the investments and pensions arena, they should positively impact the conversations that mortgage advisers can have with their customers. The first change is the narrowing of the definition of investment advice for regulated […]
